TERMS AND CONDITIONS

Last Updated: February 15, 2026

Welcome to Careovr, a comprehensive healthcare platform operated by Scoryn Co. These Terms and Conditions ("Terms") govern your access to and use of our website at careovr.netlify.app, mobile applications, and related services (collectively, the "Platform"). By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. Definitions and Interpretation

2. Acceptance of Terms

By creating an account, accessing the Platform, or using any of our Services, you affirm that:

3. Account Registration and Security

3.1 Account Creation

3.2 Account Security

3.3 Account Updates

4. Services Offered

Careovr provides the following healthcare and wellness services:

4.1 Doctor Appointment Booking

4.2 Hospital Services

4.3 Telemedicine Services

4.4 Caregiver Services

4.5 Blood Donation Network

4.6 Pharmacy Services

4.7 Ambulance Booking

4.8 Laboratory Services

4.9 Health Records Management

5. User Responsibilities and Conduct

5.1 General Obligations

5.2 Prohibited Activities

You expressly agree NOT to:

5.3 Healthcare Professional Responsibilities

5.4 Blood Donor Responsibilities

6. Medical Disclaimer and Limitations

6.1 Not a Substitute for Professional Medical Advice

IMPORTANT: Careovr is a technology platform that facilitates connections between users and healthcare service providers. We do NOT practice medicine, provide medical advice, diagnoses, or treatment. The Platform is not a substitute for professional medical advice, diagnosis, or treatment.

6.2 No Doctor-Patient Relationship with Careovr

No doctor-patient relationship is created between you and Careovr. Any such relationship exists solely between you and the individual healthcare professionals you consult through the Platform.

6.3 Healthcare Professional Independence

Healthcare professionals on the Platform are independent contractors, not employees or agents of Careovr. They maintain independent professional judgment and liability for the services they provide.

6.4 No Guarantees of Outcomes

We make no warranties or guarantees regarding:

6.5 User Due Diligence

Users are encouraged to:

7. Payments, Fees, and Financial Terms

7.1 Service Fees

7.2 Payment Methods

7.3 Professional Fees and Commissions

7.4 Billing and Invoices

7.5 Taxes

7.6 Refunds and Cancellations

7.7 Promotional Offers and Discounts

8. Intellectual Property Rights

8.1 Platform Ownership

All content, features, functionality, designs, graphics, logos, trademarks, service marks, software, code, databases, and other materials available on the Platform ("Platform Content") are owned by Careovr, Scoryn Co., or our licensors and are protected by Indian and international intellectual property laws.

8.2 Limited License to Users

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform for personal, non-commercial purposes.

8.3 User Content License

8.4 Trademark Usage

8.5 Copyright Infringement

If you believe that content on the Platform infringes your copyright, please contact us at careovr@gmail.com with:

9. Privacy and Data Protection

9.1 Privacy Policy

Our collection, use, storage, and disclosure of your personal information and health data are governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to our privacy practices as described therein.

9.2 Health Data

9.3 Data Sharing

9.4 Your Data Rights

You have the right to access, correct, update, or delete your personal information subject to applicable laws. Contact us to exercise these rights.

10. Third-Party Services and Links

10.1 Independent Service Providers

The Platform may connect you with third-party service providers including healthcare professionals, hospitals, pharmacies, laboratories, and ambulance services. These providers are independent entities, not employees or agents of Careovr.

10.2 No Endorsement

Listing of service providers on the Platform does not constitute endorsement, recommendation, or guarantee of their services, quality, or competence.

10.3 Third-Party Links

The Platform may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of such third-party sites. Your interactions with third parties are solely between you and them.

10.4 Third-Party Payment Processors

Payments are processed through third-party payment gateways. Your use of such services is subject to their respective terms and conditions.

11. Telemedicine-Specific Terms

11.1 Telemedicine Consent

By using our telemedicine services, you acknowledge and consent to:

11.2 Telemedicine Limitations

11.3 Technical Requirements

12. Prescription and Pharmacy Services

12.1 Prescription Requirements

12.2 Prescription Validity

12.3 Medication Responsibility

12.4 Medication Delivery

13. Emergency Services Disclaimer

CRITICAL NOTICE: The Platform is NOT intended for use in medical emergencies. In case of a life-threatening emergency:

While we offer ambulance booking services, these should not be considered a replacement for immediate emergency response systems in life-threatening situations.

14. Termination and Suspension

14.1 Termination by User

14.2 Termination by Careovr

We reserve the right to suspend or terminate your account and access to the Platform immediately, without prior notice, if:

14.3 Effect of Termination

14.4 Healthcare Professional Termination

15. Disclaimers and Warranties

15.1 "AS IS" and "AS AVAILABLE" Basis

THE PLATFORM AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

15.2 No Warranty of Results

We make no warranties or representations regarding:

15.3 User Responsibility

Your use of the Platform is at your sole risk. You are solely responsible for:

16. Limitation of Liability

16.1 Maximum Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CAREOVR, SCORYN CO., AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR:

16.2 Cap on Liability

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE PLATFORM EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO CAREOVR IN THE SIX (6) MONTHS PRECEDING THE CLAIM; OR (B) INR 10,000 (TEN THOUSAND INDIAN RUPEES).

16.3 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

16.4 Basis of the Bargain

The limitations of liability set forth above are fundamental elements of the agreement between you and Careovr. The Platform would not be provided to you without such limitations.

17. Indemnification

You agree to indemnify, defend, and hold harmless Careovr, Scoryn Co., and our subsidiaries, affiliates, officers, directors, employees, agents, partners, licensors, and service providers from and against any and all claims, liabilities, damages, losses, costs, expenses (including reasonable attorneys' fees), or demands arising from or related to:

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

18. Dispute Resolution and Governing Law

18.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. The Indian Contract Act, 1872, Information Technology Act, 2000, Consumer Protection Act, 2019, and other applicable Indian laws shall apply.

18.2 Jurisdiction

Subject to the arbitration provisions below, the courts located in [Your City/State, India] shall have exclusive jurisdiction over any disputes arising from or relating to these Terms or the Platform.

18.3 Arbitration Agreement

18.4 Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, ALL CLAIMS MUST BE BROUGHT IN A PARTY'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS OR PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING.

18.5 Informal Resolution

Before initiating arbitration, we encourage you to contact us at careovr@gmail.com to seek an informal resolution of any dispute.

19. Modifications to Terms

19.1 Right to Modify

We reserve the right to modify, amend, or update these Terms at any time at our sole discretion. Changes may be made to reflect:

19.2 Notice of Changes

19.3 Acceptance of Changes

Your continued use of the Platform after the effective date of revised Terms constitutes your acceptance of the changes. If you do not agree to the modified Terms, you must discontinue use of the Platform and may terminate your account.

19.4 Version Control

We will maintain the effective date of the current Terms and may maintain archives of previous versions for reference.

20. General Provisions

20.1 Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, and any other policies or guidelines incorporated by reference, constitute the entire agreement between you and Careovr regarding the Platform and supersede all prior agreements and understandings.

20.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

20.3 Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

20.4 Assignment

20.5 Force Majeure

Neither party shall be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including acts of God, natural disasters, war, terrorism, riots, pandemic, government actions, labor disputes, or internet/telecommunications failures.

20.6 Relationship of Parties

Nothing in these Terms shall be construed to create a partnership, joint venture, employment, or agency relationship between you and Careovr. You have no authority to bind Careovr or create obligations on its behalf.

20.7 Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights except as expressly stated herein.

20.8 Notices

20.9 Language

These Terms are prepared in English. Any translation is provided for convenience only. In the event of any conflict between the English version and a translated version, the English version shall prevail.

20.10 Headings

The headings and captions used in these Terms are for convenience only and shall not affect the interpretation of these Terms.

20.11 Survival

All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to intellectual property provisions, warranty disclaimers, indemnification, limitations of liability, and dispute resolution provisions.

21. Compliance with Laws and Regulations

21.1 Regulatory Compliance

The Platform operates in compliance with applicable Indian healthcare laws and regulations, including but not limited to:

21.2 User Compliance

You agree to comply with all applicable local, state, national, and international laws and regulations in connection with your use of the Platform.

21.3 Export Controls

You agree not to export, re-export, or transfer any technology or data from the Platform in violation of applicable export control laws.

22. Contact Information and Customer Support

For questions, concerns, complaints, or feedback regarding these Terms or the Platform, please contact us:

Scoryn Co.

Trading as: Careovr

Email: careovr@gmail.com

Website: https://careovr.netlify.app

WhatsApp Support: +91 9234775045

Customer Support Hours: Monday - Sunday, 9:00 AM - 9:00 PM IST

23. Grievance Redressal

23.1 Grievance Officer

In accordance with the Information Technology Act, 2000, and the Consumer Protection Act, 2019, we have appointed a Grievance Officer to address your concerns:

Grievance Officer Name: Keshav Mishra

Email: careovr@gmail.com

Address: Samastipur, Bihar, 848206

23.2 Complaint Resolution Timeline

24. Acknowledgment and Consent

BY CLICKING "I ACCEPT," "I AGREE," BY CREATING AN ACCOUNT, OR BY ACCESSING OR USING THE PLATFORM, YOU ACKNOWLEDGE THAT:

IMPORTANT LEGAL NOTICE: These Terms and Conditions constitute a legally binding agreement. Please read them carefully before using the Platform. If you do not agree to these Terms, you must not access or use the Platform.

Last Reviewed and Updated: February 15, 2026
Version: 2.0
Effective Date: February 15, 2026